All the purchase agreement will follow PERNAMA Kasuma Scheme, for more information please contact us at 03-8061 4481

KASUMA Scheme This scheme allows soldiers to purchase household and electrical goods on instalment basis and the repayments are done through monthly salary deduction. We offer instalment scheme of up to a maximum of 60 months to all members. Benefits of purchasing goods and services on credit through monthly salary deduction: Immediate approval No guarantor required except for purchase of motorcycle and computer No down payment Flexible repayment period of up to 5 years